Holding Back?

Proverbs 13:7 There is one who pretends to be rich, but has nothing;
Another pretends to be poor, but has great wealth.

I came across this in study; to good not to share. My comments follow his below.

Matthew Henry:
This observation is applicable,
To men’s worldly estate. The world is a great cheat, not only the things of the world, but the men of the world. All men are liars. Here is an instance in two sore evils under the sun:
1. Some that are really poor would be thought to be rich and are thought to be so; they trade and spend as if they were rich, make a great bustle and a great show as if they had hidden treasures, when perhaps, if all their debts were paid, they are not worth a groat. This is sin, and will be shame; many a one hereby ruins his family and brings reproach upon his profession of religion. Those that thus live above what they have choose to be subject to their own pride rather than to God’s providence, and it will end accordingly. Some that are really rich would be thought to be poor, and are thought to be so, because they sordidly and meanly live below what God has given them, and choose rather to bury it than to use it, Eccl. 6:1, Eccl. 6:2 . In this there is an ingratitude to God, injustice to the family and neighbourhood, and uncharitableness to the poor.
To their spiritual state. Grace is the riches of the soul; it is true riches; but men commonly misrepresent themselves, either designedly or through mistake and ignorance of themselves.
1. There are many presuming hypocrites, that are really poor and empty of grace and yet either think themselves rich, and will not be convinced of their poverty, or pretend themselves rich, and will not own their poverty.
2. There are many timorous trembling Christians, that are spiritually rich, and full of grace, and yet think themselves poor, and will not be persuaded that they are rich, or, at least, will not own it; by their doubts and fears, their complaints and griefs, they make themselves poor. The former mistake is destroying at last; this is disquieting in the mean time.
Sometimes you just realize that this world is one big lie……we live in a state of deception because of the level of sin in this world. We are not only deceiving others, we are deceiving ourselves. The level of sin has crept into our pulpits, deception at the highest level. We repeatedly hear of all the blessings of God, yet never of the punishment of sin. We hold out our money from God for ourselves when He has given us every cent we posses. We build ourselves up to be rich, yet we are poor. We label ourselves poor to hide away every dime that will pass away with time. We are robbing ourselves of countless blessings, and blessing others by investing completely and honestly at whatever level God has given us. Are we being true stewards of not only monetary means, but spiritual blessings and gifts? Are we holding back………